{"id":680,"date":"2019-09-21T21:00:27","date_gmt":"2019-09-21T21:00:27","guid":{"rendered":"http:\/\/biznes-start.pl\/?p=680"},"modified":"2022-06-22T19:54:00","modified_gmt":"2022-06-22T19:54:00","slug":"ubezpieczenie-naleznosci","status":"publish","type":"post","link":"https:\/\/biz24.com.pl\/?p=680","title":{"rendered":"Ubezpieczenie nale\u017cno\u015bci"},"content":{"rendered":"<p><strong>Ubezpieczenie nale\u017cno\u015bci<\/strong> obejmuje ochron\u0119 ubezpieczeniow\u0105 firmy na wypadek powstania ewentualnych strat powsta\u0142ych w wyniku braku p\u0142atno\u015bci ze strony klienta firmy.<\/p>\n<p>Z ubezpieczenia nale\u017cno\u015bci mo\u017ce skorzysta\u0107 zar\u00f3wno <strong>du\u017ca<\/strong> i tym samym stabilne finansowo firma, jak r\u00f3wnie\u017c zupe\u0142nie <strong>nowa firma<\/strong> (start-up), za\u0142o\u017cona kilka tygodni przed podpisaniem umowy ubezpieczeniowej. Tym samym warunki ubezpieczenia b\u0119d\u0105 zale\u017ca\u0142y przede wszystkim od sytuacji finansowej klient\u00f3w firmy staraj\u0105cej si\u0119 o uzyskanie ubezpieczenia.<\/p>\n<p>Firma ubezpieczeniowa stale monitoruje <strong>stabilno\u015b\u0107 finansow\u0105<\/strong> zar\u00f3wno firmy, jak r\u00f3wnie\u017c sytuacj\u0119 w bran\u017cy, w kt\u00f3rych te firmy funkcjonuj\u0105. Na podstawie analizy aktualnych danych kontrahent\u00f3w firmy staraj\u0105cej uzyska\u0107 ubezpieczenie ustalana jest maksymalna wysoko\u015b\u0107 <strong>kredytu kupieckiego<\/strong>, do wysoko\u015bci kt\u00f3rego ubezpieczyciel zapewnia ochron\u0119 i tym samym w razie nieuregulowania p\u0142atno\u015bci przez kontrahenta lub jego upad\u0142o\u015bci, ubezpieczyciel zapewnia wyp\u0142at\u0119 odszkodowania.<\/p>\n<p>W ramach procesu przygotowania<strong> oferty<\/strong> firma ubezpieczeniowa przeprowadza szybk\u0105 <strong>ocen\u0119 wiarygodno\u015bci<\/strong> kontrahent\u00f3w, co da obraz od sytuacji finansowej klient\u00f3w firmy staraj\u0105cej si\u0119 o uzyskanie ubezpieczenia. Wynika to z faktu, \u017ce firmy ubezpieczeniowe maj\u0105 dost\u0119p do <strong>wywiadowni gospodarczych<\/strong>, kt\u00f3re s\u0105 w stanie bardzo dobrze oceni\u0107 zar\u00f3wno bran\u017ce, jak r\u00f3wnie\u017c poszczeg\u00f3lnych klient\u00f3w.<\/p>\n<p><a title=\"Kalkulatory biznesowe\" href=\"http:\/\/biz24.com.pl\/?page_id=712\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-240\" title=\"Kalkulatory biznesowe\" src=\"http:\/\/biz24.com.pl\/KalkulatorBIZ.png\" alt=\"Kalkulatory biznesowe\" width=\"800\" height=\"230\" \/><\/a><\/p>\n<p>Jednocze\u015bnie podpisuj\u0105c umow\u0119 ubezpieczenia nale\u017cno\u015bci firma uzyskuje<strong> wzrost wiarygodno\u015bci<\/strong> i presti\u017cu zar\u00f3wno w oczach kontrahent\u00f3w, jak r\u00f3wnie\u017c instytucjach finansowych. Oczywi\u015bcie po podpisaniu umowny o ubezpieczenie nale\u017cno\u015bci firma, a w\u0142a\u015bciwie osoby ni\u0105 kieruj\u0105ce, b\u0119d\u0105 w stanie zmniejszy\u0107 swoj\u0105 <strong>odpowiedzialno\u015b\u0107<\/strong>. Sama firma dzi\u0119ki ubezpieczeniu b\u0119dzie w stanie zmniejszy\u0107 <strong>rezerwy na przeterminowane nale\u017cno\u015bci<\/strong> oraz jednocze\u015bnie uzyska\u0107 popraw\u0119<strong> wynik\u00f3w finansowych<\/strong>.<\/p>\n<p>Z punktu widzenia kontrahent\u00f3w, b\u0119dzie mo\u017cna bezpiecznie <strong>zwi\u0119kszy\u0107 obroty<\/strong> ze sprawdzonymi klientami, je\u015bli oczywi\u015bcie ubezpieczyciel przyzna odpowiednio <strong>wysokie limity<\/strong>. Ubezpieczenie nale\u017cno\u015bci b\u0119dzie wystarczaj\u0105cym narz\u0119dziem do zabezpieczenia p\u0142atno\u015bci kontrahenta i nie b\u0119d\u0105 potrzebne inne formy <strong>zabezpiecze\u0144<\/strong>.<\/p>\n<p>Je\u015bli tylko firma ma wystarczaj\u0105c\u0105 <strong>p\u0142ynno\u015b\u0107 finansow\u0105<\/strong>, to b\u0119dzie mog\u0142a spokojnie prowadzi\u0107 dzia\u0142alno\u015b\u0107 biznesow\u0105 do wysoko\u015bci przyznanego limitu. Je\u015bli jednak p\u0142ynno\u015b\u0107 nie pozwala na osi\u0105ganie wzrost\u00f3w, to warto rozwa\u017cy\u0107 inne <strong>narz\u0119dzia finansowe<\/strong>, takie jak na przyk\u0142ad faktoring.<\/p>\n<p>Wi\u0119kszo\u015b\u0107 ubezpieczycieli posiada r\u00f3wnie\u017c p\u0142atne opcje ubezpieczenia nale\u017cno\u015bci w sytuacji przekroczenia okre\u015blonego przez niego <strong>limitu<\/strong> (co czasami mo\u017ce by\u0107 niezb\u0119dne i korzystne dla firmy ubezpieczonej).<\/p>\n<p>Ubezpieczenie nale\u017cno\u015bci jest bardzo wa\u017cnym narz\u0119dziem pozwalaj\u0105cym firmom na <strong>stabilny<\/strong> i <strong>bezpieczny wzrost<\/strong>, niezale\u017cnie na jakim s\u0105 one etapie rozwoju. Szczeg\u00f3lnie warto poleci\u0107 to narz\u0119dzie nowymi firmom, dla kt\u00f3rych niezap\u0142ocona jedna, czy dwie faktury mo\u017ce oznacza\u0107 olbrzymie problemy z <strong>p\u0142ynno\u015bci\u0105<\/strong> i tym samym zachwianie stabilno\u015bci firmy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ubezpieczenie nale\u017cno\u015bci obejmuje ochron\u0119 ubezpieczeniow\u0105 firmy na wypadek powstania ewentualnych strat powsta\u0142ych w wyniku braku p\u0142atno\u015bci ze strony klienta firmy. Z ubezpieczenia nale\u017cno\u015bci mo\u017ce skorzysta\u0107 zar\u00f3wno du\u017ca i tym samym stabilne finansowo firma, jak r\u00f3wnie\u017c zupe\u0142nie nowa firma (start-up), za\u0142o\u017cona kilka tygodni przed podpisaniem umowy ubezpieczeniowej. Tym samym warunki ubezpieczenia b\u0119d\u0105 zale\u017ca\u0142y przede wszystkim od [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":981,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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